Annuities
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A multi-benefit solution
How do annuities work?
Income options
An annuity may offer stable, guaranteed income — potentially for life — and some protection against outliving your savings.
Investment protection and growth potential
By investing in an annuity, you can potentially protect and grow your savings over time while gaining additional protection against market losses.
Legacy benefits
Optional death benefits help you stay in control of your investment and protect loved ones for future generations.
Tax advantages
Pay no taxes until you take withdrawals. Until then, your entire investment can be focused on growth potential, including non-taxed investment changes. That's more of your money working for you.
Who is an annuity for?
- In or near retirement and want to create a guaranteed income stream they won’t outlive
- Saving for retirement and want the potential to continue growing their savings with a level of protection whether markets go up or down
- Maxing out existing retirement savings accounts and seeking another way to invest tax-deferred
- Looking for options to help protect their investments against an untimely passing, control distributions from their estate, and prepare for leaving a legacy for loved ones or charitable causes
Reach out to us
Elise Insurance group Advisory Annuity℠
You can purchase a variable annuity directly from us with the Advisory Annuity. It features investment options that allow you to potentially grow your money tax-deferred. What’s more, the annual costs are more than 70% lower than the industry average.
Important information
Before investing, consider an annuity’s investment objectives, risks, charges, and expenses. Go to the prospectuses containing this and other information. Please read carefully.
Annuities are long-term, tax-deferred vehicles designed for retirement purposes and are subject to investment risk, including possible loss of principal.
Annuity fees and charges include mortality and expense risk fee and administrative charge, surrender charges, annual fee, and investment option management fee. Additional fees may apply to optional benefits selected, including living benefit riders.
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawals occur before age 59 1/2.
The Advisory Annuity℠ is a direct response variable annuity that cannot be purchased based on the advice or recommendation of the issuer or other financial professionals.
All policies, living benefits, and forms may vary by state and may not be available in all states. ICC19 TPVA11IC-0819, ICC19 TRMD12IC-0819, TRMD1200-0819, FRMD12NY-0819, TPVA11FL-0819, and FPVA11NY-0819.
